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2 months ago · by · Comments Off on Car maintenance tips to avoid accidents

Car maintenance tips to avoid accidents

 

Maintenance tips to prevent accidents
To ensure a poorly maintained vehicle doesn’t contribute to an accident, our carrier partner, National General Insurance, put together a few ways you can keep your cars in top condition. Feel free to share this information with your loved ones!

Tires
According to the National Highway and Traffic Safety Administration, 9% of all car crashes in the United States were preceded by some sort of issue with the tires of the vehicle (e.g. tread separation, under-inflation, or blowouts). Properly maintained tires improve gas mileage, stopping ability and handling of the vehicle.

Check the air pressure in your tires (including the spare) at least once a month. This will also give you the chance to check for cracks in the sidewall and the amount of tread on the tires. Rotate your tires every 6,000 miles, or as often as the vehicle’s manufacturer recommends. A periodic alignment of the tires will ensure even wear and extend the life of your tires. Check your owner’s manual for specific information about tire pressure, rotation and alignment.

Brakes
Fewer accidents are completely attributed to failure or degradation of brakes than tires, but poorly maintained brakes still contribute to thousands of accidents every year. When brake pads wear down too far, they can damage the rotors, leading to costly repairs and possible brake failure. Inspect the pads and rotors for wear annually. Take your vehicle in for repairs if you start hearing squeaking or scraping, your vehicle veers to one side or the brake pedal pulses when braking. These are signs of worn brakes and will lead to diminished braking capability.

Windows and lights
Clear visibility gives you the extra time needed to react in an emergency situation. Keep your windows (both inside and outside), mirrors and lights clear of obstructions and as clean as possible. Try to walk around your car once a month to check that all of your lights still work. You should also change your wiper blades every six months, earlier if they begin streaking. If you are having trouble seeing the road at night, there is a possibility that your headlights are out of alignment. Luckily, this is generally a cheap and easy fix.

Fluids
A fluid leak can cause the steering wheel or brakes to stop working or even cause the entire engine to suddenly lock up or overheat. Check the following fluids to keep a vehicle running smoothly and prevent an unexpected mechanical failure while on the road:

  • Engine Oil – Check once a month – Contrary to popular belief, most modern vehicles don’t require an oil change every 3,000 miles. Check the owner’s manual for the recommended frequency. Because oil lubricates all of the moving parts of the engine, if not changed at the recommended interval, the engine could seize and cause catastrophic damage.
  • Brake Fluid – Check during oil change – Typically needs to be changed every two years. If there is a sudden drop in brake fluid levels from a leak, the brakes will no longer work. If unchanged for a long period of time, the entire braking system could be damaged from rust, overheating or corrosion.
  • Power Steering Fluid – Check once a month – Check the owner’s manual, but most models do not require power steering fluid be replaced, but a leak can cause the steering wheel to stop responding.
  • Coolant – Check twice a year – Generally needs to be changed every two to three years. Coolant keeps a car from overheating during the warmer months and freezing during the colder months. Never check coolant levels when the engine is hot.
  • Transmission Fluid – Check once a month – Transmission fluid should be changed according to the manufacturer’s guidelines. Transmission fluid will only be low if there is a leak and should be taken to a mechanic immediately if low in order to prevent damage to the transmission.

In addition to preventing potential accidents, routine maintenance will save thousands in expensive repairs. If your are ever involved in an accident, TCS Insurance’s team will guide you through the entire claim process and help get you back on the road as soon as possible.

 

© 2017 Total Client Satisfaction Insurance Brokers, Inc. All Rights Reserved.
894 W. 11th. St. | Tracy, CA 95376
Questions? Call (209) 207-0577 or (866) 968-8393

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2 months ago · by · Comments Off on Mapfre Insurance Preferred Agency

Mapfre Insurance Preferred Agency

Who is Mapfre Insurance?

Who is TCS Insurance?

Together along side other reputable insurance carriers, our team is able to provide you unsurpassed service and choice with all your insurance needs. Call or email us today!

© 2017 Total Client Satisfaction Insurance Brokers, Inc. All Rights Reserved.
894 W. 11th. St. | Tracy, CA 95376
Questions? Call (209) 207-0577 or (866) 968-8393

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2 months ago · by · Comments Off on Special Event Insurance – 1 Day Liability Insurance

Special Event Insurance – 1 Day Liability Insurance

Ensure the Success of Your Big Day

Anniversaries, birthday celebrations, graduation parties, and weddings – these are all special events that celebrate important moments in a person’s life. Planning such an event often involves a lot of time, money, and effort, all in the hopes that everything goes as expected.

Wedding Insurance

Your policy can even help you recover some of the costs if a key vendor of your wedding, such as the caterer, florist, or photographer fails to show up. Additional options for your Special Event Insurance are available and can include coverage for:

  • Gowns and tuxedos
  • Theft or damage to gifts
  • Extended coverage for honeymoon cancellation
  • Professional counseling if the cancellation of the event causes severe emotional distress

Ensuring that your wedding is protected is an important part of planning for it. Since Special Event Insurance is designed on an individual basis, it’s important to discuss your specific insurance needs with a professional. Contact TCS Insurance Brokers, Inc. today to learn more.

What is included in TCS Insurance event insurance policies?

General Liability
General Liability coverage starting at $1,000,000 to protect yourself in case a guest is injured or causes damage to property.
Liquor Liability
Free host liquor liability included on every policy (unless you choose to remove it) and affordable retail liquor available if your selling liquor at your event.
Unlimited Additional Insureds
All of our policies offer unlimited additional insureds (certificates of liability insurance) for free.
Primary Wording (Waiver of Subrogation)
We offer Primary wording as an endorsement to our policy for a small additional premium.

SAME-DAY PROOF OF INSURANCE CERTIFICATES

One Day Event Insurance Starting at $100

TCS Insurance Brokers, Inc.

CALL (866)968-8393 / (209)207-0577 

© 2017 Total Client Satisfaction Insurance Brokers, Inc. All Rights Reserved.
894 W. 11th. St. | Tracy, CA 95376
Questions? Call (209) 207-0577 or (866) 968-8393

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2 months ago · by · Comments Off on Quinceañera Fund

Quinceañera Fund

If you have a daughter or know of someone that has a daughter, it is very likely that there will be a Quinceañera (15) or Sweet 16 celebration for that sweet child. Cost can become astronomical for a custom celebration but getting there doesn’t have to be such a hassle. I can show you how to start putting money away into a Whole Life policy that pays you back and when the times comes you can take out Cash without paying taxes!

Let’s think beyond the celebration and into retirement. What if you could guaranteed your child’s retirement income? With as little as $40 a month for only a limited amount of years, you can do that! The soon the better.

Benefits: Tax Free Cash Accumulation, Guaranteed Insurability & a Benefit to loved ones for the unexpected. – With Dividend Paying life insurance you can finance your own future without the risk that the stock market brings!

Life & Retirement Products Offered: Whole Life, Term Life, Annuity, IRA, 401K Roll Overs & Long Term Care Insurance

Call or email me to set up a free consultation at your convenience.

-Domingo Ramos

Insurance carriers we currently represent:

contact_us_tcs_insurance_brokers_tracy_california_209-207-0577

© 2017 Total Client Satisfaction Insurance Brokers, Inc. All Rights Reserved.
894 W. 11th. St. | Tracy, CA 95376
Questions? Call (209) 207-0577 or (866) 968-8393

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3 months ago · by · Comments Off on DMV Registration Services in Tracy

DMV Registration Services in Tracy

Skip the line!

We now offer in house Vehicle Registration services along with our full array of auto insurance options for your convenience. Stop right in and Get Auto Insurance, Transfer a Title, Renew Your Tags, Report a Non-Op, Get  a Duplicate Title or Update Your Registration Information without waiting in a looooong DMV line ever again!

Welcome to TCS Insurance

894 W. 11th. St., Tracy, CA 95376 – (209)207-0577

Get the fast and reliable service your deserve with a smile.

 

 

Our Registration Services include:

  • Registration Renewals
  • Transfer of Title
  • Revive Junk & Non-Resident Salvage
  • Salvage Title
  • Junk Title
  • Duplicate Title
  • Nonresident
  • Weight Codes
  • Plate Stickers
  • Plate Replacements
  • Moving Permits
  • Vessel Stickers
  • Commercial Auto Transactions
  • Motorcycle Transactions
  • Anything vehicle related……..

Stop by or call ahead! – (209)207-0577

(If you are already a client, you get preferred service and attention. Many times your paperwork is already ready for pick up! Talk to Karina or Domingo today.)

© 2017 Total Client Satisfaction Insurance Brokers, Inc. All Rights Reserved.
894 W. 11th. St. | Tracy, CA 95376
Questions? Call (209) 207-0577 or (866) 968-8393

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9 months ago · by · Comments Off on 4 Reasons to choose us!

4 Reasons to choose us!

All too often we hear other insurance agencies say that their clients only buy on price & that their client’s don’tOnline Insurance Quotes - TCS Insurance Brokers - (209) 207-0577 (866) 968-8393care about value let alone coverage. – Here at TCS Insurance Brokers we don’t believe that one bit! We know that by providing real advise and by building a good relationship with our clients we have a winning combination. When our clients listen to our advise they pick the rigth carrier and coverage for their unique need. Beyond the great advise we provide we are there when it is time to submit a claim. Our great service and knowledge is what sets us apart from the rest.

Below are four reasons Bay Area & Tracy consumers choose us!

4 Reasons that make us the best!

  1. Ease of Use– When you work with us you do not need to go shopping around. One simple call, email or even a text and we are off to find you exactly what you need without compromising coverage or quality.
  2. Save Time & Money – “Time is Money!” That’s why buying a policy from us is easy and will not be a long, drawn out ordeal. We quote and bind coverage the same day and most of the time within minutes!
  3. Peace of Mind – Our sound advise and the quality carriers we represent help our clients sleep better at night. Our clients know that if something happens we have them covered.
  4. We Grow with You – Here at TCS Insurance Brokers we have insurance programs tailored to fit everyone in our community. From the first time driver, to the homeowner, to the business owner and to the retiring couple looking for financial vehicles to extend their retirement income. We Can & We Do, Do It All!

contact_us_tcs_insurance_brokers_tracy_california_209-207-0577

© 2016 Total Client Satisfaction Insurance Brokers, Inc. All Rights Reserved.
894 W. 11th. St. | Tracy, CA 95376
Questions? Call (209) 207-0577 or (866) 968-8393

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1 year ago · by · Comments Off on Home Insurance at $300 per year in Tracy, Mountain House, River Islands Lathrop, Manteca & Modesto

Home Insurance at $300 per year in Tracy, Mountain House, River Islands Lathrop, Manteca & Modesto

Tired of Paying So Much for your Homeowners Insurance?

We can help! We work with top rated insurance carriers that want to insure your Central Valley Home. Companies like MetLife, Travelers, American Modern, Pacific Specialty, Mapfre, Safeco, Hartford,  Golden Bear and Fidelity/Stillwater are looking to offer you the lowest rates available. Work with us and we will beat the current Home Insurance rate that you are currently paying! (of course without lowering or removing any coverage)

TCS Insurance Brokers works for YOU!

As a full service independent insurance agency providing Insurance Services in California. We work for YOU! We partner with a selected group of financially sound, reputable insurance carriers to give you the best service, coverage and pricing available. Call us at (209) 207-0577 & find out why we are named Total Client Satisfaction Insurance Brokers!

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