MAPFRE becomes an insurer approved to offer gap coverage for rideshare!
The Department of Insurance has formally approved a filing by San Ramon-based MAPFRE to begin offering gap coverage for rideshare drivers. As a result, the Bay Area’s largest private passenger and commercial automobile insurer says it begin offering gap coverage starting May 1, 2017.
“As a market leader in auto insurance, MAPFRE is committed to providing our customers with innovative products that fit their full lives and evolving needs,” said John Kelly, Senior Vice President, Northeast Region.
“With the growth of ridesharing activity across the state, we know thousands of drivers for companies like Uber and Lyft need appropriate protection. Guided by the leadership of the Governor and Legislature, MAPFRE is proud to be among the first carriers in the Commonwealth to offer an auto insurance endorsement that will help close a potential gap in the coverage available for Transportation Network Company drivers without appropriate coverage. We encourage our customers and agents to discuss this new coverage feature with customers who are active ridesharers.”
With this announcement, MAPFRE becomes a top 3 insurer in California to offer this type of gap coverage to drivers of rideshare companies like Uber and Lyft.
MAPFRE made the formal announcement of this new coverage following the implementation of legislation with respect to the type of coverage rideshare companies and drivers must carry for vehicles used in this capacity. According to Mapfre, the new endorsement “…offers critical coverage to drivers when they turn on a rideshare app and provides protection until they accept a passenger request.”
Our Tracy Team
Together along side other reputable insurance carriers, our team is able to provide you unsurpassed service and choice with all your insurance needs. Call or email us today!
Anniversaries, birthday celebrations, graduation parties, and weddings – these are all special events that celebrate important moments in a person’s life. Planning such an event often involves a lot of time, money, and effort, all in the hopes that everything goes as expected.
Your policy can even help you recover some of the costs if a key vendor of your wedding, such as the caterer, florist, or photographer fails to show up. Additional options for your Special Event Insurance are available and can include coverage for:
Gowns and tuxedos
Theft or damage to gifts
Extended coverage for honeymoon cancellation
Professional counseling if the cancellation of the event causes severe emotional distress
Ensuring that your wedding is protected is an important part of planning for it. Since Special Event Insurance is designed on an individual basis, it’s important to discuss your specific insurance needs with a professional. Contact TCS Insurance Brokers, Inc. today to learn more.
What is included in TCS Insurance event insurance policies?
General Liability coverage starting at $1,000,000 to protect yourself in case a guest is injured or causes damage to property.
Free host liquor liability included on every policy (unless you choose to remove it) and affordable retail liquor available if your selling liquor at your event.
Unlimited Additional Insureds
All of our policies offer unlimited additional insureds (certificates of liability insurance) for free.
Primary Wording (Waiver of Subrogation)
We offer Primary wording as an endorsement to our policy for a small additional premium.
Putting all your eggs in one basket can be super beneficial because of the discounts received, but over time the plan that was great for you can begin to become stale. Meaning that you can be saving on your Auto insurance that renews every 6 months but paying back the savings and then some on the Home insurance your bank pays. Not to mention the over priced Umbrella insurance and Rental Home insurance policies.
What happens when you ask the 1 carrier agent if it’s the best plan for you? – “XYZ Insurance is the best! We give you the best rates in town!” <-(well that’s about all they can say since they can’t give you another option)
Now, how about this for an idea? Having one insurance broker who has access to multiple companies and gives you diversity to help meet your needs. Wihtout comprimising on coverage by offering you true options, and still giving you the savings you deserve!
Here at T.C.S. Insurance, I will be more than happy to take a look at your current policies and show you if there is room for improvement or if I can better your insurance coverage situation.
Mexican Auto Insurance Information, Requirements, And Policies
Welcome to TCS Insurance Brokers – Mexico Insurance Online-Quote-Buy-Print! We are the Mexican auto insurance experts.
If you are driving in Mexico you will need to purchase Approved and Admitted Mexican Auto Insurance that meets the recently raised Mexican liability insurance requirements.
Mexican Federal Law requires that you be covered by an admitted Mexican Insurance carrier while Driving in Mexico. We are a respected California Insurance Agency, licensed to sell Mexican auto insurance policies. We sell only policies from the top insurers in Mexico.
Where you purchase auto insurance policies for Mexico matters
Too many tourist have found out the hard way that the cheap policy they purchased at a roadside stand was not worth the paper it was written on. Imagine being stuck on the side of the road in Mexico with no one to turn to? That won’t happen when you deal with us!
Here you will be able to purchase coverage from your choice of the top four Mexican Auto Insurance Carriers. You may purchase by the Day, Month, or by the Year and print out your policy and ID cards Required in Mexico within minutes. Immediately upon purchase, you documents will also be emailed to you allowing you to access your documents from anywhere that you have email access. – Or If you prefer you can call us and talk to a live person. Hablamos Español Tambien! –
Simply click on the “Instant Mexico Insurance Quote” button below to view Mexican Insurance rates, compare policies and purchase your Mexican Auto Insurance policy.
The Necessity of Mexican Auto Insurance
It is required under the Mexican law to have Mexican auto insurance if you are driving in Mexico. Your existing U.S. or Canadian auto insurance policy is not recognized in Mexico. It is risky and violates Mexican law to drive in Mexico withoutMexican liability insurance, and it can lead to detention in the event of an accident.
TCS Insurance offers you a broad range of policies from the leading Mexican auto insurance providers. Within seconds you can compare various policy options online, and choose the one that suits your requirements most closely. You can compare the prices to ensure that you are buying the best possible insurance policy at the cheapest price.
None of the U.S. or Canadian insurance providers can offer liability coverage for vehicles operating in Mexico. Your existing U.S. or Canadian liability coverage is invalid in Mexico.
This mandatory Mexico liability coverage must be obtained through a Mexican Insurance company only. The good part is that Mexican insurance coverage is relatively inexpensive. With TCS Insurance you can obtain instant quotes from the leading insurance providers, and make the right choice. Comprehensive Mexican auto coverage is recommended to reduce your risks during your drive and vacation in Mexico.
Choosing A Mexican Auto Insurance
You should be aware that all Mexican insurance providers are not created equal. Our agents have heard many horror stories from clients that have been burned before they found our service. Some policies are not worth the paper that they are written on. You may rest assured that all of our Insurance Carriers are top notch, A-Rated and offer excellent customer service and claims services.
With TCS Insurance you can be assured of making the right choice because we only work with top Mexican insurers to offer insurance with an excellent track record of providing quality auto insurance coverage and highly efficient claims processing systems in Mexico.
We Are The Experts On Both Temporary And Annual Mexican Auto Insurance
We specialize in insurance coverage for Mexico. As specialists in the insurance industry we are able to offer the best possible insurance coverage options at the lowest rates for all of our clients. You can expect to receive reliable guidance and answers to your queries about various insurance programs. Our efficient online system of Now ensures that you receive the best quotes from leading providers instantly, and can make the best possible buying decisions for your auto coverage before you travel to Mexico. If you have any questions feel free to call us at 1-866-968-8393 during regular business hours.
A former client needed assistance in finding an affordable Auto insurance plan. Due to her Financial Circumstances she could not afford anything above $30 per month. Lapse in insurance coverage, age and recently lapsed drivers license were not helping her already bad sitaution. After hours of research, and even checking other programs not carried by us, I was able to help this elderly woman meet the coverage she desired at a price she could afford.
Although it feels good to make a sale and sales are needed to make a living, it feels even better when I can help someone without expecting anything in return. We do our job as if we are treating a family member and we hold ourselves to higher standard with the goal in mind to give our clients “Total Client Satisfaction”!
My name is Randy Cruz and I look forward to serving your insurance needs, even if it takes for me to refer you out to another carrier.
At T.C.S. Insurance Brokers, Inc. we offer over 26 insurance programs, with coverage ranging from Auto, Home, Commercial, Benefits, Health, Life & Retirement to Specialty & Travel. Most would say that this is a disadvantage because it’s too much to learn about, understand and be able to explain. But we at T.C.S. Insurance believe that in order to serve the purpose of Total Client Satisfaction, there should not be any other alternative. We owe it to our clients to know more than one program and to be able to correctly advise them as to what the pros or cons may be.
Where did this idea come from?
As principle of T.C.S. Insurance Brokers, Inc., I took on the mission of creating an agency that can only function when our client’s needs are 100% met. Regardless if our own agency goals were put aside to accomplish the mission of Total Client Satisfaction.
So, as a group, we have carefully chosen each carrier we want to represent. We have and continue to choose each carrier based on the carrier’s current and past performance.
1. We review how each carrier handles claims. We research what consumers have to say and why they say what they say.
2. We then reach out to other agencies that have contracts with those carriers to see if there are opportunities or deficiencies with the carrier.
3. Eventually we end up interviewing the carrier before signing on and offering their product to our valued clientele.
However, the work isn’t done just yet! We then study each policy contract to fully understand the carrier’s appetite, pros, cons and policy “loop holes” (which can negatively impact our clients). Once we understand and can accurately match a client with carrier and their product, than at that point we can almost call it complete.
It doesn’t stop after we make the sale…..
Once we match the client with the product, we must understand and know what to expect when their is a claim. Becuase the reason one gets insurance is to cover for when the unexcpected happens, right? So that means we MUST know how to handle a claim with each carrier we represent. – And we do!
All too often we hear other insurance agencies say that their clients only buy on price & that their client’s don’tcare about value let alone coverage. – Here at TCS Insurance Brokers we don’t believe that one bit! We know that by providing real advise and by building a good relationship with our clients we have a winning combination. When our clients listen to our advise they pick the rigth carrier and coverage for their unique need. Beyond the great advise we provide we are there when it is time to submit a claim. Our great service and knowledge is what sets us apart from the rest.
Below are four reasons Bay Area & Tracy consumers choose us!
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