We take a different approach than many when it comes to auto insurance. We offer Basic™ coverage to simply cover others on the road and so you don’t have to come out of pocket for those expenses. Extended™ coverage so that you have and your passengers have coverage if you are injured in a vehicle accident. Complete™ coverage that combines Basic, Extended, and then adds that extra coverage needed to fully cover the vehicle you drive.
What’s the advantage of using an insurance broker?
What are coverage limits in auto insurance?
Coverage limits refer to the maximum amount the insurance company is obligated to pay on your behalf for an accident you are found to be at fault for.
Each state has minimum auto insurance liability requirements and as of 1/1/2025, California increased the minimum coverage limit to $30,000 per person injured, no more than $60,000 in injuries per accident and a maximum of $15,000 for damages to another’s property. – Still NOT Enough to pay you if someone with this minimal coverage injures you and totals your brand new ride! Ouch!!
Nevada minimum liability coverage limits are $25,000 per person injured, no more than $50,000 in injuries per accident and a maximum of $20,000 for damages to another’s property.
Oregon minimum liability coverage limits are $25,000 per person injured, no more than $50,000 in injuries per accident and a maximum of $20,000 for damages to another’s property.
Washington minimum liability coverage limits are $25,000 per person injured, no more than $50,000 in injuries per accident and a maximum of $10,000 for damages to another’s property.
Texas minimum liability coverage limits are $30,000 per person injured, no more than $60,000 in injuries per accident and a maximum of $25,000 for damages to another’s property.
Michigan minimum liability coverage limits are $50,000 per person injured, no more than $100,000 in injuries per accident and a maximum of $10,000 for damages to another’s property.
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