Save time, money and get peace of mind with a professional Commercial Auto Insurance quote from TCS Insurance Brokers.
We take a different approach than many when it comes to commercial auto insurance. We make it easy by asking all the right questions up front. We do all the work of finding you the perfect program to meet your current business financial needs. Then as your business evolves we will be right there with you to provide you the most cost effective solutions that will help your bottom line!
What’s the advantage of using a commercial insurance broker?
In the ever-changing game of insurance, you are the player, the insurance company is the league and we, TCS Insurance Brokers, are your coach. Let’s start by being blunt here and saying it how it is, Not All Insurance Companies Play by the Same Rules!
You, the player, have to maneuver through the obstacles and pitfalls the insurance companies set up for businesses like your. TCS Insurance Brokers is here to coach you from start to finish and help you get ahead safe & financially sound! – How do we do that? We break things down and make them simple to understand. We compare and contrast insurance companies to make sure you get the best commercial coverage when you need it. We ask the important questions up front to make sure nothing is unanswered. And because we represent multiple carriers, we have a vast knowledge of the internal inner workings of each company. We understand their claims practices which is key knowledge that we often use when our clients have gotten into serious accidents.
What are coverage limits in commercial auto insurance?
Coverage limits refer to the maximum amount the insurance company is obligated to pay on your behalf for an accident you or your employees are found to be at fault for.
Each state has minimum personal auto insurance liability requirements and California has the lowest in the entire United States with a coverage limit of $15,000 per person injured, no more than $30,000 in injuries per accident and a maximum of $5,000 for damages to another’s property. However, if your vehicle is above a certain weight then you will be required to carry a minimum commercial auto liability amount of $750,000
Nevada minimum liability coverage limits are $25,000 per person injured, no more than $50,000 in injuries per accident and a maximum of $20,000 for damages to another’s property.
Oregon minimum liability coverage limits are $25,000 per person injured, no more than $50,000 in injuries per accident and a maximum of $20,000 for damages to another’s property.
Washington minimum liability coverage limits are $25,000 per person injured, no more than $50,000 in injuries per accident and a maximum of $10,000 for damages to another’s property.
Texas minimum liability coverage limits are $30,000 per person injured, no more than $60,000 in injuries per accident and a maximum of $25,000 for damages to another’s property.
Michigan minimum liability coverage limits are $50,000 per person injured, no more than $100,000 in injuries per accident and a maximum of $10,000 for damages to another’s property.
TCS Insurance Brokers is all about offering the best choices to our valued clients.
Clients that work openly with us receive the best we have to offer. Let us help you, be open and honest about your concerns, your business operations and your needs. We will out perform any competitor on any given day for the right client!
Our help is just a click away. Contact us and get expert help with your commercial auto, business auto, contractors vehicle or commercial truck insurance.