Save time, money and get peace of mind with a professional Commercial Auto Insurance quote from TCS Insurance Brokers.
Our approach is unique when it comes to commercial insurance. We make it easy by asking all the right questions up front. We do all the work of finding you the perfect program to meet your current needs. As your business grows we provide you the most cost effective solutions that will evolve with your business!
What’s the advantage of using a commercial insurance broker?
Insurance was never meant to be easy to understand but having experts on your side can make it painless.
As brokers our responsibility is to our clients. We negotiate terms with the insurance carriers on your behalf and we guide you from the start when choosing the right coverage and stand by you when there is claim. Since we represent multiple insurance companies, we have a vast knowledge and understanding of their claims practices. Which is key when a serious accident occurs. – Not all insurers play by the same rules and only a knowledgeable insurance broker can guide you!
What are coverage limits in commercial auto insurance?
Coverage limits refer to the maximum amount the insurance company is obligated to pay on your behalf for an accident you or your employees are found to be at fault for.
Each state has minimum personal auto insurance liability requirements and California has the lowest in the entire United States with a coverage limit of $15,000 per person injured, no more than $30,000 in injuries per accident and a maximum of $5,000 for damages to another’s property. However, if your vehicle is above a certain weight then you will be required to carry a minimum commercial auto liability amount of $750,000
Nevada minimum liability coverage limits are $25,000 per person injured, no more than $50,000 in injuries per accident and a maximum of $20,000 for damages to another’s property.
Oregon minimum liability coverage limits are $25,000 per person injured, no more than $50,000 in injuries per accident and a maximum of $20,000 for damages to another’s property.
Washington minimum liability coverage limits are $25,000 per person injured, no more than $50,000 in injuries per accident and a maximum of $10,000 for damages to another’s property.
Texas minimum liability coverage limits are $30,000 per person injured, no more than $60,000 in injuries per accident and a maximum of $25,000 for damages to another’s property.
Michigan minimum liability coverage limits are $50,000 per person injured, no more than $100,000 in injuries per accident and a maximum of $10,000 for damages to another’s property.
TCS Insurance Brokers is all about offering the best choices to our valued clients.
Clients that work openly with us receive the best we have to offer. Let us help you, be open and honest about your concerns, your business operations and your needs. We will out perform any competitor on any given day for the right client!
Our help is just a click away. Contact us and get expert help with your commercial auto, business auto, contractors vehicle or commercial truck insurance.