Save time, money and get peace of mind with your personalized Personal Auto Insurance quote from TCS Insurance Brokers.
We take a different approach than many when it comes to auto insurance. We offer Basic™ coverage to simply cover others on the road and so you don’t have to come out of pocket for those expenses. Extended™ coverage so that you have and your passengers have coverage if you are injured in a vehicle accident. Complete™ coverage that takes Basic, Extended, and then adds that extra coverage needed to fully cover the vehicle you drive against any and all situations and damage.
What’s the advantage of using an insurance broker?
In the ever-changing game of insurance, you are the player, the insurance company is the referee and we, TCS Insurance Brokers, are your coach. Let’s start by being blunt here and say it how it is, Not All Insurance Companies Play by the Same Rules!
You, the player, have to maneuver through the obstacles and pitfalls set up for you by the insurance companies. TCS Insurance Brokers is here to coach you from start to finish and help you get ahead safe & financially sound! – How do we do that? We break things down and make them simple to understand. We compare and contrast insurance companies to make sure you get the best coverage when you need it. We ask the important questions up front to make sure nothing is unanswered. And because we represent multiple carriers, we have a vast knowledge of the internal inner workings of each company. We understand their claims practices which is key knowledge that we often use when our clients have gotten into a serious wreck.
What are coverage limits in auto insurance?
Coverage limits refer to the maximum amount the insurance company is obligated to pay on your behalf for an accident you are found to be at fault for.
Each state has minimum auto insurance liability requirements and as of 1/1/2025, California has just increased the minimum coverage limit to $30,000 per person injured, no more than $60,000 in injuries per accident and a maximum of $15,000 for damages to another’s property. – Still NOT Enough to pay you if someone with this minimal coverage injures you and totals your brand new ride! Ouch!!
Nevada minimum liability coverage limits are $25,000 per person injured, no more than $50,000 in injuries per accident and a maximum of $20,000 for damages to another’s property.
Oregon minimum liability coverage limits are $25,000 per person injured, no more than $50,000 in injuries per accident and a maximum of $20,000 for damages to another’s property.
Washington minimum liability coverage limits are $25,000 per person injured, no more than $50,000 in injuries per accident and a maximum of $10,000 for damages to another’s property.
Texas minimum liability coverage limits are $30,000 per person injured, no more than $60,000 in injuries per accident and a maximum of $25,000 for damages to another’s property.
Michigan minimum liability coverage limits are $50,000 per person injured, no more than $100,000 in injuries per accident and a maximum of $10,000 for damages to another’s property.
TCS Insurance Brokers is all about offering the best choices to our clients.
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