Home Insurance | TCS Insurance Brokers in Downtown Tracy, California

Home Insurance

TCS Insurance offers comprehensive home insurance to renters as well as homeowners. The home insurance we offer covers a range of policies like unexpected calamities, burglary, theft or damage due to fire or allied perils.

At TCS Insurance Brokers, we offer a comprehensive variety of insurance options designed to protect both homeowners and landlords. We provide coverage ranging from residential home insurance H03 & H05 for live in properties to complex commercial property insurance programs for rental property owners.

Why is home insurance necessary?

Home insurance provides coverage for accidental damage that can occur on and around your property, including fire damage, wind damage, sudden explosions, vandalism, and theft. It also covers you against claims resulting from a slip, fall, or other injury that occurs in or around your property due to your actions, your children’s actions, your pets actions or your property itself.

Additionally, Homeowners insurance can provide coverage to rent a temporary residence while your home is being repaired or rebuilt. If you have a Dwelling Landlord insurance policy, it provides Loss of Rents coverage during repair or rebuilding periods.

If I am a renter, do I still need insurance?

Yes, you need Renters insurance. Your landlord’s insurance does not cover you, your family, or your personal belongings. Renters insurance is essential for protecting you in case of a fire or other unfortunate event. It can reimburse you for lost items and pay for your temporary living expenses while you find a permanent residence. Renters insurance also provides liability protection against lawsuits that may arise if someone is injured or if damage is caused to the rented property.

What insurance do I need for my investment properties as a landlord?

Owning rental property is a great investment, but it comes with unique risks. A Dwelling Landlord insurance policy is specifically designed to address these risks. These policies include the core coverage found in a typical homeowner’s policy, along with essential extra coverage for your investment property:

* **Extended Liability Protection:** Covers you against tenant/landlord disputes.

* **Loss of Rents Coverage:** Keeps your cash flow stable during repair and rebuilding periods.

* **Equipment Breakdown Coverage:** Handles unexpected mechanical issues that may arise.

As expert insurance brokers, we are ready to simplify the process and place you in the residential or commercial insurance plan best suited for your specific needs and investment strategy.

Home Owners Insurance

This insurance covers personal belongings and property damages. With this coverage your home and your belongings are protected. It also provides responsibility coverage against accidents to the home or the personal belongings inside it.

We provide affordable homeowners insurance that not only saves you from unexpected expenses but will also help you protect your home. Be safe against natural disasters and live a stress free life.

Landlord Insurance

TCS Insurance Brokers’ policies provide excellent protection to landlords. In situations that prevent a property owner from using their property as a source of income, the landlord, will be covered for the costs needed to fix the damages that left their property beyond habitation.

This insurance also protects landlords from possible tenant risks. You can be protected from various tenant risks by choosing a comprehensive renters insurance policy that insures landlords and tenants alike.

Renters Insurance

Our insurance partners are at your service in providing you renters insurance to protect your belongings if something happens to them while renting a home. Get renters insurance quote from one of our expert home insurance agents, today!

Home Owners Insurance

From personal belongings to land

cover losses, this policy provides coverage for the

physical home and thepersonal belongings

inside of it.

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Landlord Insurance

This property insurance provides protection to landlords by keeping them covered as they rent their property. The coverage also provides protection from various tenant risks.

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Renters Insurance

TCS Insurance Brokers provide excellent renters insurance. This policy protects you and

your belongings. This allows you to feel right

at home when you’re renting!

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