We offer a variety of Homeowners coverage options to reflect the needs of homeowners in Central Valley to Bay Area California, including multiple package options. Our policy options include different levels of dwelling coverage, some with extended replacement cost coverage with low deductible options, limited sewer and drain back-up coverage as well as a service line coverage.
Our companies offer varying amounts of personal liability limits, personal injury coverage, as well as limited animal liability coverage. There is also endorsements devoted to equipment breakdown that can be included in a package or can be added on to any policy as an a la carte option. Additional coverage options include:
- Earthquake (also offered as a stand-alone policy)
- Flood (offered as a stand-alone policy)
- Scheduled Personal Property (jewelry, furs, fine art, etc.)
- Ordinance or Law coverage
- 3 types of Identity Theft coverage with Resolution Services
Available with most of our carriers:
- Mortgage payment protection
- Cyber liability coverage
- Special Personal Property coverage
- “New Home” discount (new homeowners buying their first home)
As an insurance brokerage built on the foundation of putting the needs of our customers first, we make a concerted effort to find the most discounts so that rates are always competitive, and you are able to get the best bang for your buck. Savings vary per package and per company but generally include multi-policy, gated or retirement communities, monitored fire or theft alarm, and tile roof discounts. For more information on homeowners insurance, give us a call or text us at 209-207-0577
